Factors Influencing the Increase of Unclaimed Property Among Muslims in Klang Valley
Keywords:
Wealth Management, Estate Planning, Unclaimed Property
Abstract
This study addresses the rising issue of unclaimed property in Malaysia, which has been increasing annually. A key cause identified is the failure of many Muslims to plan their estates using Islamic instruments like *wasiyyah*, *hibah*, and *waqf*, instead relying on *faraid* for inheritance distribution. Previous research suggests hesitancy in adopting Islamic estate planning tools. The study seeks to identify factors influencing the rise of unclaimed property, focusing on awareness, incentives, application complexity, and legal issues. A quantitative approach was used, with data collected through face-to-face questionnaires from 280 Muslim respondents aged 25 and above. The data were analyzed using PLS-SEM. Results revealed significant correlations between awareness, incentives, and legal issues with unclaimed property, while complexity did not have a notable impact. This study contributes to the limited research on unclaimed property in Malaysia and offers valuable insights for government and state authorities to develop strategies to address the problem among Muslims.
Downloads
Download data is not yet available.
References
Abdullah, M. M., Awang, A. B., & Nor Muhamad, N. H. (2022). The Analysis of Trust Instruments in Malaysia As Islamic Estate Planning: The Challenges and Effects. UUM Journal of Legal Studies, 13(No.1), 107–129.
Abubakar, Y. S., Ogunbado, A. F., & Saidi, M. (2019). Islamic Law of Inheritance (Fara’id): The Best Way of Estate Planning. International Journal of Research in Commerce and Management Studies, 1(1), 43–52
Ahmad, M. A. R. (2021). Wasiyyah as an Alternative in Malaysian Muslim Estate Planning. Turkish Journal of Computer and Mathematics Education, 12(6), 3184–3192
Ahmad, I., & Peyman, J. (2008). Exploring Muslim Society's Knowledge of Wassiyah. The Journal of Muamalat and Islamic Finance Research, 39-60.
Ali, M., & Ahmad, R. (2021). The Role of Legal Heirs to Resolve Unclaimed Properties in Malaysia. Conference. Kuis. Edu. My, 2021(ICoMM), 2756–8938.
Alma’amun, S. (2010). Islamic Estate Planning: Malaysian Experience. Kyoto Bulletin of Islamic Area Studies, 2(March), 165–185
Amrullah, M., Nasrul, D., & Fathurrohman, M. (2021). An Overview of the Inheritance Legal System in Malaysia and Indonesia: Issues Faced by Both Countries. Journal of Shariah Law Research, 6(2), 181–200.
Ayyash, I., Jawad, Y. A., Min, M., Qatei, S. M., & Pazim, F. Z. (2019). Addressing Issues on Asset Distribution Management among Muslims in Malaysia. Journal of Islamic Banking and Finance, 7(2), 92–104
Bakar, A. A., Rapi, M. A. A. M., & Sallehuddin, M. R. (2020). Property Inheritance Management: Issues Unclaimed Property. Webology, 17(2), 874–881.
Bakija, J. M., & Slemrod, J. (2004). Do the rich flee from high state taxes? Evidence from federal estate tax returns.
Boon, T. H., Yee, H. S., & Ting, H. W. (2011). Financial literacy and personal financial planning in Klang Valley, Malaysia. International Journal of Economics and Management, 5(1), 149–168
Bouteraa, M. (2019). Barriers Factors of Wasiyyah (Will Writing): Case of BSN Bank. IBMRD’s Journal of Management & Research, 8(1), 1.
Brülhart, M., & Parchet, R. (2014). Alleged tax competition: The mysterious death of bequest taxes in Switzerland. Journal of Public Economics, 111, 63-78.
Chern, L.T (2023) Reintroducing inheritance tax not practical. Retrieved December 28, 2023, from https://www.thestar.com.my/news/nation/2023/10/28/reintroducing-inheritance-tax-not practical-says-dr-wee
Chin, K. Y., Yi, W. C., Yusof, N. A. M., Zakaria, Z., & Mohamad, Z. Z. (2021). Comparison between Will and Trust: A Conceptual Review. The Journal of Management Theory and Practice (JMTP), 4, 97–101
Ghul, Z. H., Yahya, M. H., & Abdullah, A. (2015). Wasiyyah (Islamic Will) Adoption and the Barriers in Islamic Inheritance Distribution among Malaysian Muslims. International Journal of Humanities Social Sciences and Education (IJHSSE, 2(1), 2349.
Hair, F. J., Sarstedt, M., Hopkins, L., & Kuppelwieser, V. (2014). Partial least squares structural equation modeling (PLS-SEM): An emerging tool in business research. European Business Review., 26(2), 106–121.
Halim, S. K., & Ahmad, R. (2019). Standing room only: A vintage issue in estate Administration Claims. School of Law, College of Law, Government and International Studies, Universiti Utara Malaysia, 10(July), 45–77
Hamidon, H. A., Mokhtar, N. N. A., Zainol, N. N., Abdullah, M. I., & Sulaiman, M. A. (2022). The Issue of Unclaimed Property in the State of Selangor. Journal If Islamic, Social, Economics and Development (JISED), 7(46), 37–47
Haque, E. H. F (2020). RM70 billion harta pusaka ‘tergantung’. Retrieved May 29 2023 from https://www.hmetro.com.my/utama/2020/05/583552/rm70-bilion-harta-pusaka-tergantung
Henseler, J., Ringle, C., & Sarstedt, M. (2015). A New Criterion for Assessing Discriminant Validity in Variance-based Structural Equation Modeling. Journal of the Academy of Marketing Science, 43, 115–135.
Hong, W. E. (2020). Every Knowledge With You Inheritance Tax?: Will It Be Reintroduced In Malaysia And How To Avoid It.
Hove, T. M., & Troskie, T. (2019). Family Business Owners’perceptions On Seeking Estate Planning Assistance. International Journal of Economics and Finance Studies, 11(2), 55-71.
Ibrahim, N., Idris Shazali, K. H., & Rusgianto, S. (2024). A Systematic Literature Review of Islamic Inheritance in Malaysia. Isl?miyy?t: International Journal of Islamic Studies, 46(1).
Ismail, S., Hashim, N., Kamis, R., Harun, H., & Abdul Samad, N. N. (2013). Determinants of Attitude towards Estate Planning In Malaysia: An Empirical Investigation. International Conference on Economics and Business Research (ICEBR) 2013, 00(May 2013), 0–9
Jamalurus, H. L., Mokhtar, S. F., & Rahim, H. A. (2019). Islamic Development Management. Islamic Development Management, October 2022, 1–6.
Kamarudin, N. N., & Abdul Basar, U. (2022). Islamic Wealth Management: Issue of Unclaimed Wealth and Estate Planning From University Student Perspective. Al Qimah Al Mudhafah The Journal of Management and Science (ALQIMAH), 6(1), 1–8.
Kamarudin, M. K., Muhamad, N. H. N., Alma’Amun, S., Abdullah, A. H., Saat, S., & Samurah, N. O. (2020). Inter vivos transfers based on affection for wealth distribution planning in Malaysia. Journal of Asian Finance, Economics and Business, 7(4), 299–307
Kamarudin, N. S., Mohd Hashim, A. J., Jamil, N. N., & Abdul Hadi, N. (2019). The Conceptual Framework of the Intention on Islamic Estate Planning Practice Among Muslim Entrepreneurs. Journal of Islamic, Social, Economics and Development, 4(20), 69–76
Kamarudin, M. K., & Alma’amun, S. (2013). Analyzing The Knowledge and Practice of Hibah (Inter Vivos Gift ) Within The Contextual Form of Islamic Estate Planning in Malaysia?: Variations Across Control Variables. Persidangan Kebangsaan Ekonomi Malaysia Ke VIII (PERKEM VIII) “Dasar Awam Dalam Era Transformasi Ekonomi: Cabaran Dan Halatuju” Johor Bahru, 7 – 9 Jun 2013, 3(January), 1280–1290
Kline, R. B. (2016). Principles and Practice of Structural Equation Modeling (4th ed.). New York: The Guilford Press.
Mohammada, M. T. S. H., & Suratman, R. (2017). The Complexity Of Intestate Estates Distribution And Escheat Law. International Journal of Law, Government and Communication (IJLGC), 2(4).
Mohamed Said, N. L., Mohamed Yusoff, A., Ahmad, M. Y., & Muda, M. Z. (2023). Hibah of Collateral Property in Islamic Perspective and the Implementation in Malaysia. International Journal of Academic Research in Business and Social Sciences, 13(7), 1625–1635.
Muhamad, F. H., Muhammad, M. Z., Zuhuri, M. I. M., Ibrahim, N. S. M., Amran, N. A. A., Zaki, N. A. S. M., & Doktoralina, C. M. (2023). Assessing Factors Contribute to Unclaimed Properties in Selangor--Post-pandemic Scenario. KnE Social Sciences.
Muhammud, F. S., & Shazari, M. A. F. (2022). Issues and Challenges in Managing Land Inheritance: a Study Among Syarie Lawyers in Selangor. International Journal of Law, Government and Communication, 7(28), 254–262
Mursidi, A., Razali, S. S., & Maulan, S. (2022). Consumers’ Motivation Towards Satisfaction in Patronizing Wasiyyah (Will) Services. Malaysian Journal of Consumer and Family Economics, 28, 335–354
Nasrul, M. A. D., Salim, W. N. M., Said, M. H. M., & Manap, S. N. A. (2017). Administration of Estates in Malaysia: Jurisdiction and Misconception. UUM Journal of Legal Studies, 196, 183–196.
Noordin, N., Shuib, A., Zainol, M. S., & Adil, M. A. M. (2012). Islamic inheritance claim processes - Non-normality data traits and best estimator choice. SHUSER 2012 - 2012 IEEE Symposium on Humanities, Science and Engineering Research, 635–640.
Noordin, N., Shuib, A., Zainol, M. S., & Adil, M. A. M. (2013). Delay in Islamic Inheritance Claim – An Ignorance Issue. Procedia - Social and Behavioral Sciences, 90(InCULT 2012), 504–512.
Rahman, A., & Hassan, R. (2020). Issues and Challenges in Islamic Estate Planning in Malaysia. 67–75.
Ramayah, T. J., Cheah, J., Chuah, F., Ting, H., & Memon, M. A. (2018). Partial least squares structural equation modeling (PLS-SEM) using smartPLS 3.0. An updated guide and practical guide to statistical analysis. Kuala Lumpur, Malaysia: Pearson.
Roslan, N. F., & Ahmad, A. A. (2022). Pentadbiran Harta Pusaka dan Implikasi Negatif Harta Tidak Dituntut. Malaysian Journal of Social Sciences and Humanities (MJSSH), 7(4)
Sabit, M. T. (2015). The Contemporary Application of Wasiyah (Muslim Will) In Malaysia. International Journal of Real Estate Studies, 9(1), 8–15.
Sandin, B., Sanchez-Arribas, C., Chorot, P., & Valiente, R. M. (2015). Anxiety sensitivity, catastrophic misinterpretations and panic self-efficacy in the prediction of panic disorder severity: Towards a tripartite cognitive model of panic disorder. Behavior Research and Therapy, 67, 30-40.
Shah, N. A. M. A., Nasrul, M. A. D., Halim, A. H., & Hak, N. A. (2022). Administration of Estates: Resolution of Disputes in Achieving Sustainability among the Deceased's Family. IIUMLJ, 30, 253.
Tagoranao, M. S. (2009). Problems and issues on the right of a person to inherit the Islamic succession. Syariah and Law Discourse Issue, 4, 75–85
The Star (2023) Calls for initiatives in estate planning. Retrieved December 25, 2023, from https://www.thestar.com.my/business/business-news/2023/10/09/calls-for-initiatives-in-estate-planning
Wahab, N. A., Hashim, S., & Ghani, N. A. A. (2019). What Influences Muslims to Make Wills?: Insights into its Determinants. The Journal of Muamalat and Islamic Finance Research, 16(1), 37–52
Wajis, N. R. B. N., Sahid, M. M., & Ab. Rahman, A. (2018). Harta Tidak Dituntut?: Punca Dan Kaedah Penyelesaiannya ( Unclaimed Property?: Factors and Solutions). Malaysian Journal of Syariah and Law, 7(June), 129–142
Wan Yusoff, M. Z., Hj Abdullah, L., & Ahmad Zaki, N. (2021). Pentadbiran Undang-Undang Harta Pusaka Mualaf Di Malaysia: Satu Sorotan Literatur. Jurnal Fiqh, 18(2), 315–344
Wilson, D., & Slagle, D. (2018). Hidden treasure: a study of unclaimed property management by state government. Journal of Public Budgeting, Accounting & Financial Management, 30(1), 3–15
Yusmita, Y. (2023). Cek Plagiat: Islamic Family Inheritance Law in a Global Legal Perspective: Influence of Cyber-Crime.
Zakinan, N. F. (2018). Tahap kesedaran hibah masih rendah. Berita Harian Online, September 2018, 2018–2020.
Zahari, W., Yusoff, W., & Sulaiman, M. A. (2021). The Issues of Unclaimed Properties in Malaysia. Journal of Social Transformation and Regional Development, 3(2), 9–14
Abubakar, Y. S., Ogunbado, A. F., & Saidi, M. (2019). Islamic Law of Inheritance (Fara’id): The Best Way of Estate Planning. International Journal of Research in Commerce and Management Studies, 1(1), 43–52
Ahmad, M. A. R. (2021). Wasiyyah as an Alternative in Malaysian Muslim Estate Planning. Turkish Journal of Computer and Mathematics Education, 12(6), 3184–3192
Ahmad, I., & Peyman, J. (2008). Exploring Muslim Society's Knowledge of Wassiyah. The Journal of Muamalat and Islamic Finance Research, 39-60.
Ali, M., & Ahmad, R. (2021). The Role of Legal Heirs to Resolve Unclaimed Properties in Malaysia. Conference. Kuis. Edu. My, 2021(ICoMM), 2756–8938.
Alma’amun, S. (2010). Islamic Estate Planning: Malaysian Experience. Kyoto Bulletin of Islamic Area Studies, 2(March), 165–185
Amrullah, M., Nasrul, D., & Fathurrohman, M. (2021). An Overview of the Inheritance Legal System in Malaysia and Indonesia: Issues Faced by Both Countries. Journal of Shariah Law Research, 6(2), 181–200.
Ayyash, I., Jawad, Y. A., Min, M., Qatei, S. M., & Pazim, F. Z. (2019). Addressing Issues on Asset Distribution Management among Muslims in Malaysia. Journal of Islamic Banking and Finance, 7(2), 92–104
Bakar, A. A., Rapi, M. A. A. M., & Sallehuddin, M. R. (2020). Property Inheritance Management: Issues Unclaimed Property. Webology, 17(2), 874–881.
Bakija, J. M., & Slemrod, J. (2004). Do the rich flee from high state taxes? Evidence from federal estate tax returns.
Boon, T. H., Yee, H. S., & Ting, H. W. (2011). Financial literacy and personal financial planning in Klang Valley, Malaysia. International Journal of Economics and Management, 5(1), 149–168
Bouteraa, M. (2019). Barriers Factors of Wasiyyah (Will Writing): Case of BSN Bank. IBMRD’s Journal of Management & Research, 8(1), 1.
Brülhart, M., & Parchet, R. (2014). Alleged tax competition: The mysterious death of bequest taxes in Switzerland. Journal of Public Economics, 111, 63-78.
Chern, L.T (2023) Reintroducing inheritance tax not practical. Retrieved December 28, 2023, from https://www.thestar.com.my/news/nation/2023/10/28/reintroducing-inheritance-tax-not practical-says-dr-wee
Chin, K. Y., Yi, W. C., Yusof, N. A. M., Zakaria, Z., & Mohamad, Z. Z. (2021). Comparison between Will and Trust: A Conceptual Review. The Journal of Management Theory and Practice (JMTP), 4, 97–101
Ghul, Z. H., Yahya, M. H., & Abdullah, A. (2015). Wasiyyah (Islamic Will) Adoption and the Barriers in Islamic Inheritance Distribution among Malaysian Muslims. International Journal of Humanities Social Sciences and Education (IJHSSE, 2(1), 2349.
Hair, F. J., Sarstedt, M., Hopkins, L., & Kuppelwieser, V. (2014). Partial least squares structural equation modeling (PLS-SEM): An emerging tool in business research. European Business Review., 26(2), 106–121.
Halim, S. K., & Ahmad, R. (2019). Standing room only: A vintage issue in estate Administration Claims. School of Law, College of Law, Government and International Studies, Universiti Utara Malaysia, 10(July), 45–77
Hamidon, H. A., Mokhtar, N. N. A., Zainol, N. N., Abdullah, M. I., & Sulaiman, M. A. (2022). The Issue of Unclaimed Property in the State of Selangor. Journal If Islamic, Social, Economics and Development (JISED), 7(46), 37–47
Haque, E. H. F (2020). RM70 billion harta pusaka ‘tergantung’. Retrieved May 29 2023 from https://www.hmetro.com.my/utama/2020/05/583552/rm70-bilion-harta-pusaka-tergantung
Henseler, J., Ringle, C., & Sarstedt, M. (2015). A New Criterion for Assessing Discriminant Validity in Variance-based Structural Equation Modeling. Journal of the Academy of Marketing Science, 43, 115–135.
Hong, W. E. (2020). Every Knowledge With You Inheritance Tax?: Will It Be Reintroduced In Malaysia And How To Avoid It.
Hove, T. M., & Troskie, T. (2019). Family Business Owners’perceptions On Seeking Estate Planning Assistance. International Journal of Economics and Finance Studies, 11(2), 55-71.
Ibrahim, N., Idris Shazali, K. H., & Rusgianto, S. (2024). A Systematic Literature Review of Islamic Inheritance in Malaysia. Isl?miyy?t: International Journal of Islamic Studies, 46(1).
Ismail, S., Hashim, N., Kamis, R., Harun, H., & Abdul Samad, N. N. (2013). Determinants of Attitude towards Estate Planning In Malaysia: An Empirical Investigation. International Conference on Economics and Business Research (ICEBR) 2013, 00(May 2013), 0–9
Jamalurus, H. L., Mokhtar, S. F., & Rahim, H. A. (2019). Islamic Development Management. Islamic Development Management, October 2022, 1–6.
Kamarudin, N. N., & Abdul Basar, U. (2022). Islamic Wealth Management: Issue of Unclaimed Wealth and Estate Planning From University Student Perspective. Al Qimah Al Mudhafah The Journal of Management and Science (ALQIMAH), 6(1), 1–8.
Kamarudin, M. K., Muhamad, N. H. N., Alma’Amun, S., Abdullah, A. H., Saat, S., & Samurah, N. O. (2020). Inter vivos transfers based on affection for wealth distribution planning in Malaysia. Journal of Asian Finance, Economics and Business, 7(4), 299–307
Kamarudin, N. S., Mohd Hashim, A. J., Jamil, N. N., & Abdul Hadi, N. (2019). The Conceptual Framework of the Intention on Islamic Estate Planning Practice Among Muslim Entrepreneurs. Journal of Islamic, Social, Economics and Development, 4(20), 69–76
Kamarudin, M. K., & Alma’amun, S. (2013). Analyzing The Knowledge and Practice of Hibah (Inter Vivos Gift ) Within The Contextual Form of Islamic Estate Planning in Malaysia?: Variations Across Control Variables. Persidangan Kebangsaan Ekonomi Malaysia Ke VIII (PERKEM VIII) “Dasar Awam Dalam Era Transformasi Ekonomi: Cabaran Dan Halatuju” Johor Bahru, 7 – 9 Jun 2013, 3(January), 1280–1290
Kline, R. B. (2016). Principles and Practice of Structural Equation Modeling (4th ed.). New York: The Guilford Press.
Mohammada, M. T. S. H., & Suratman, R. (2017). The Complexity Of Intestate Estates Distribution And Escheat Law. International Journal of Law, Government and Communication (IJLGC), 2(4).
Mohamed Said, N. L., Mohamed Yusoff, A., Ahmad, M. Y., & Muda, M. Z. (2023). Hibah of Collateral Property in Islamic Perspective and the Implementation in Malaysia. International Journal of Academic Research in Business and Social Sciences, 13(7), 1625–1635.
Muhamad, F. H., Muhammad, M. Z., Zuhuri, M. I. M., Ibrahim, N. S. M., Amran, N. A. A., Zaki, N. A. S. M., & Doktoralina, C. M. (2023). Assessing Factors Contribute to Unclaimed Properties in Selangor--Post-pandemic Scenario. KnE Social Sciences.
Muhammud, F. S., & Shazari, M. A. F. (2022). Issues and Challenges in Managing Land Inheritance: a Study Among Syarie Lawyers in Selangor. International Journal of Law, Government and Communication, 7(28), 254–262
Mursidi, A., Razali, S. S., & Maulan, S. (2022). Consumers’ Motivation Towards Satisfaction in Patronizing Wasiyyah (Will) Services. Malaysian Journal of Consumer and Family Economics, 28, 335–354
Nasrul, M. A. D., Salim, W. N. M., Said, M. H. M., & Manap, S. N. A. (2017). Administration of Estates in Malaysia: Jurisdiction and Misconception. UUM Journal of Legal Studies, 196, 183–196.
Noordin, N., Shuib, A., Zainol, M. S., & Adil, M. A. M. (2012). Islamic inheritance claim processes - Non-normality data traits and best estimator choice. SHUSER 2012 - 2012 IEEE Symposium on Humanities, Science and Engineering Research, 635–640.
Noordin, N., Shuib, A., Zainol, M. S., & Adil, M. A. M. (2013). Delay in Islamic Inheritance Claim – An Ignorance Issue. Procedia - Social and Behavioral Sciences, 90(InCULT 2012), 504–512.
Rahman, A., & Hassan, R. (2020). Issues and Challenges in Islamic Estate Planning in Malaysia. 67–75.
Ramayah, T. J., Cheah, J., Chuah, F., Ting, H., & Memon, M. A. (2018). Partial least squares structural equation modeling (PLS-SEM) using smartPLS 3.0. An updated guide and practical guide to statistical analysis. Kuala Lumpur, Malaysia: Pearson.
Roslan, N. F., & Ahmad, A. A. (2022). Pentadbiran Harta Pusaka dan Implikasi Negatif Harta Tidak Dituntut. Malaysian Journal of Social Sciences and Humanities (MJSSH), 7(4)
Sabit, M. T. (2015). The Contemporary Application of Wasiyah (Muslim Will) In Malaysia. International Journal of Real Estate Studies, 9(1), 8–15.
Sandin, B., Sanchez-Arribas, C., Chorot, P., & Valiente, R. M. (2015). Anxiety sensitivity, catastrophic misinterpretations and panic self-efficacy in the prediction of panic disorder severity: Towards a tripartite cognitive model of panic disorder. Behavior Research and Therapy, 67, 30-40.
Shah, N. A. M. A., Nasrul, M. A. D., Halim, A. H., & Hak, N. A. (2022). Administration of Estates: Resolution of Disputes in Achieving Sustainability among the Deceased's Family. IIUMLJ, 30, 253.
Tagoranao, M. S. (2009). Problems and issues on the right of a person to inherit the Islamic succession. Syariah and Law Discourse Issue, 4, 75–85
The Star (2023) Calls for initiatives in estate planning. Retrieved December 25, 2023, from https://www.thestar.com.my/business/business-news/2023/10/09/calls-for-initiatives-in-estate-planning
Wahab, N. A., Hashim, S., & Ghani, N. A. A. (2019). What Influences Muslims to Make Wills?: Insights into its Determinants. The Journal of Muamalat and Islamic Finance Research, 16(1), 37–52
Wajis, N. R. B. N., Sahid, M. M., & Ab. Rahman, A. (2018). Harta Tidak Dituntut?: Punca Dan Kaedah Penyelesaiannya ( Unclaimed Property?: Factors and Solutions). Malaysian Journal of Syariah and Law, 7(June), 129–142
Wan Yusoff, M. Z., Hj Abdullah, L., & Ahmad Zaki, N. (2021). Pentadbiran Undang-Undang Harta Pusaka Mualaf Di Malaysia: Satu Sorotan Literatur. Jurnal Fiqh, 18(2), 315–344
Wilson, D., & Slagle, D. (2018). Hidden treasure: a study of unclaimed property management by state government. Journal of Public Budgeting, Accounting & Financial Management, 30(1), 3–15
Yusmita, Y. (2023). Cek Plagiat: Islamic Family Inheritance Law in a Global Legal Perspective: Influence of Cyber-Crime.
Zakinan, N. F. (2018). Tahap kesedaran hibah masih rendah. Berita Harian Online, September 2018, 2018–2020.
Zahari, W., Yusoff, W., & Sulaiman, M. A. (2021). The Issues of Unclaimed Properties in Malaysia. Journal of Social Transformation and Regional Development, 3(2), 9–14
Published
2024-10-05
How to Cite
Khamis, M. R., Zahari, R. H., Hasnon, S. N. A., & Hashim, M. J. M. (2024). Factors Influencing the Increase of Unclaimed Property Among Muslims in Klang Valley. Information Management and Business Review, 16(3(I)S), 537-550. https://doi.org/10.22610/imbr.v16i3(I)S.4081
Issue
Section
Research Paper
Copyright (c) 2024 Mohd Rahim Khamis, Rabiatul Husna Zahari, Seri Nurnazifa Aida Hasnon, Maryam Jameelah Mohd Hashim
This work is licensed under a Creative Commons Attribution 4.0 International License.
Author (s) should affirm that the material has not been published previously. It has not been submitted and it is not under consideration by any other journal. At the same time author (s) need to execute a publication permission agreement to assume the responsibility of the submitted content and any omissions and errors therein. After submission of revised paper in the light of suggestions of the reviewers, the editorial team edits and formats manuscripts to bring uniformity and standardization in published material.
This work will be licensed under Creative Commons Attribution 4.0 International (CC BY 4.0) and under condition of the license, users are free to read, copy, remix, transform, redistribute, download, print, search or link to the full texts of articles and even build upon their work as long as they credit the author for the original work. Moreover, as per journal policy author (s) hold and retain copyrights without any restrictions.
