Exploring FinTech Lending: The Influence of Financing and Economic Factors on the Success of Peer-to-Peer (P2P) Funded Loans

  • Nur’Asyiqin Ramdhan Universiti Teknologi MARA Puncak Alam
  • Imbarine Bujang Universiti Teknologi MARA, Sabah
  • Amirul Afif Muhamat Universiti Teknologi MARA Puncak Alam
DOI: https://doi.org/10.22610/imbr.v15i4(SI)I.3629
Keywords: FinTech, P2P lending, ARDL

Abstract

This research intends to integrate financing and economic factors into a unified model to explore their influence on P2P lending successful fundraising. An innovative framework of the ARDL method was utilized to explore the short and long-term effects of the factors model to allow the P2P lending players to make informed decisions and develop effective strategies for sustainable FinTech lending practices. Information asymmetry is a persistent concern, and the quality of information provided by both internal and external sources plays a crucial role in determining lender decisions. It aims to offer a holistic understanding of how these elements interact and collectively influence P2P lending loan success, emphasizing the importance of transparency and efficient online lending practices.

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Published
2023-11-13
How to Cite
Ramdhan, N., Bujang, I., & Muhamat, A. A. (2023). Exploring FinTech Lending: The Influence of Financing and Economic Factors on the Success of Peer-to-Peer (P2P) Funded Loans. Information Management and Business Review, 15(4(SI)I), 529-535. https://doi.org/10.22610/imbr.v15i4(SI)I.3629
Issue
Vol 15 No 4(SI)I (2023)
Section
Research Paper

Copyright (c) 2023 Nur’Asyiqin Ramdhan, Imbarine Bujang, Amirul Afif Muhamat

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