Bruwer, Juan Pierre, and Jean-Pierre Rossouw. “The Influence of Perceived Human Resource Risk Factors on Financial Problems Faced by Overberg District Municipalities”. Journal of Economics and Behavioral Studies 11, no. 1(J) (March 10, 2019): 48-54. Accessed May 4, 2024. https://ojs.amhinternational.com/index.php/jebs/article/view/2747.