Zhou, S., and D.D Tewari. “Political Institutions and Macroeconomic Factors As Determinants of Credit Risk in South Africa”. Journal of Economics and Behavioral Studies 10, no. 6(J) (December 22, 2018): 211-221. Accessed November 24, 2024. https://ojs.amhinternational.com/index.php/jebs/article/view/2611.