Ramli, N. H., M. Setapa, Y. Yusoff, M. Mamat, T. Mustafa, F. A. Mat Nawi, N. Rosely, and D. M. Siddiq. “The Antecedent of Life Insurance Penetration in Malaysia”. Information Management and Business Review, Vol. 16, no. 3(I), Sept. 2024, pp. 458-69, doi:10.22610/imbr.v16i3(I).3799.