binti Md Elias, Nura Lina, Nurhuda binti Nizar, and Shamshimah binti Samsuddin. 2025. “Enterprise Risk Management Maturity in Malaysia’s Banking Industry: A Conceptual Assessment”. Information Management and Business Review 17 (3(I)S), 237-45. https://doi.org/10.22610/imbr.v17i3(I)S.4731.